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International Journal of Current Research and Academic Review-e-iSSN - 2347 - 3215

IJCRAR is now DOI (CrossRef) registered Research Journal. The DOIs are assigned to all published IJCRAR Articles.

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Abstract                 Volume:6  Issue-1  Year-2018          Original Research Articles

Online ISSN : 2347 - 3215
Issues : 12 per year
Publisher : Excellent Publishers
Email : editorijcret@gmail.com

Performance of Home Loan: A Study with Reference to HDFC Bank: Chennai
S. Nirmal Kumar*
Department of Bank Management, The New College (Autonomous), Chennai – 14, Tamil Nadu, India
*Corresponding author

Home is a dream of a person that shows the quantity of efforts, sacrifices luxuries and above all gathering funds little by little to afford one’s dream. Many banks are providing home loans at cheapest rates to attract customers towards them. The more customers friendly attitude of these banks, currently offer to consumers cheapest loan over homes. In view of acute housing shortage in the country, and keeping in mind the social-economic role of commercial banks in the present times, the RBI advised banks to encourage the flow of credit for housing finance. With the RBI reducing bank rate, the home loans market nose-diving by 50 basis points. The HDFC Bank and Standard Chartered Bank has become the first player in this sector to announce a housing loan for a 20 years period. No doubt it will enhance the end cost people to plan their house over longer duration now it has been made easy for a person to buy that dream house which he dreamt of long ago. From this study we can find out perceptions about home loans of HDFC housing development finance corporation Ltd, and to study the satisfaction level of customers of HDFC about home loans and etc. for this study 200 sample selected and the Random sampling technique was used in the survey. The data has been presented with the help of Bar diagram, Graph, Pie charts, Line graphs, etc. The tables were used for the analysis of the collected data. Percentages and averages have also been used to represent data clearly and effect.

Keywords: Banking,HDFC Bank,Home Loan,Fiancial Institution Etc.
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How to cite this article:

Nirmal Kumar K. S. 2018. Performance of Home Loan: A Study with Reference to HDFC Bank: Chennai.Int.J.Curr.Res.Aca.Rev. 6(1): 54-59
doi: https://doi.org/10.20546/ijcrar.2018.601.009